New Pension Regulations

We recently held a conference call focusing on the new pension regulations and how the new pension regulations will impact advisers, clients and products.

Download short presentation (PDF) 

Davis Tax Committee – Final Update

The Davis Tax Committee (DTC) published its closing report on the 12th April 2018 following its formation on the 17th July 2013. Over this period the committee issued a total of 25 reports to the Minister of Finance with many wide-reaching recommendations in respect of taxation.

Download full article (PDF)

FPI Mini-Series Part 7

In this seventh instalment of our Mini-series, we have a look at the taxation of international pensions.

Download full article (PDF)

FPI Mini-series Part 6

In this sixth instalment of our Mini-series, we will have a look at how international pensions pass on wealth to a member’s beneficiaries and the advantages in respect of foreign assets.

Download full article (PDF)

FPI Mini-Series Part 5

In the fifth edition of our Mini-series, we will be discussing Taking Benefits from an International Pension. This follows our first four instalments, which were titled: ‘What is a Foreign Pension?’, the ‘Benefits of using a Foreign Pension’, ‘How to make a contribution to a Foreign Pension’ and ‘Investment Options for International Pensions’

Download full article (PDF)

SENTINEL Case Study 1

For Use by Financial Advisers Only
The following case study is based on a scenario which is typical to South African residents in todays globalised society and gives a detailed insight into how SENTINEL accommodates a varied set of requirements and mitigates a range of risks unique to South Africa.

Download full article (PDF)

 

ELEMENTS Case Study 1

International Pension Plan
Creating international employee benefits

This case study is based on the scenario of a south african resident employee saving for financial independence in retirement using the foreign discretionary allowance.

Download full article (PDF)

ELEMENTS Case Study 2

International Pension Plan
Creating international employee benefits

This case study is based on the scenario of a multi-national employee saving for global financial independence in retirement through an international Pension Plan.

Download full article (PDF)

FPI mini-series 4

In the fourth edition of our Mini-series we will be discussing Investment Options for International Pensions. This follows our first three instalments, which were titled: ‘What is a Foreign Pension?’, the ‘Benefits of using a Foreign
Pension’ and ‘How to make a contribution to a Foreign Pension’.

Download full article (PDF)

FPI mini series 3

In the third edition of our mini-series we will be discussing how to make a contribution to a foreign pension and the options available. This follows our first two instalments, which were titled: ‘What is a Foreign Pension?’ and the ‘Benefits of Using a Foreign Pension’. If you have not seen these instalments please let us know and we will send them to you.

Download full article (PDF)

SENTINEL Key Features and Benefits

SENTINEL International Preservation Fund

Download the full Key Features and Benefits (PDF)

FPI mini series 2

In this second instalment of our mini-series on foreign pensions, we will be discussing the various features and key advantages of a foreign pension. Once read you should have a good understanding of the main features and benefits and how these fit with certain client’s financial requirements.

Download full article (PDF)

SENTINEL

SENTINEL offers clients an environment in which to build wealth using an international solution that offers a high level of asset protection, significant flexibility and access.

This means that you can choose when, where and how you want to take benefits with payments set at a level that meets your requirements, and at an age that suits you.

Download the Summary of Advantages (PDF)

FPI mini series

An introduction to Foreign Pensions.

In this short insight, we will look at the different types of foreign pensions and how to recognise one from another.

Download full article (PDF)

Bulletin: Davis Tax Committee – Estate Duty Report Hypothesis

For Use by Financial Advisers Only

The Davis Tax Committee published their report on how to modernise the approach to Estate duty in south africa in January 2015. The report highlighted the importance of an efficient system for taxation to generate and collect such tax. 

Download full article (PDF)

Davis Tax Committee

The release of the Davis Tax Committee (DTC) Report on Estate Duty on the 13th of July 2015 for public comment has created much
consternation in the Financial Services industry in South Africa. In particular the impact these proposals may have on traditional
methods of effective Estate and Succession planning vehicles such as Trust structures.

Download full article (PDF)

 

Autumn 2014 - Pension Reforms

It’s been a remarkable year for pension legislation in the UK and the proposed reforms will have a long lasting impact. At Overseas Trust and Pension our immediate area of interest is the outcome for QROPS and QNUPS but it’s useful to recap the highlights of an “interesting” year.

Download full article (PDF)

OPES SA Comparison - OPES vs Trusts vs RA

In this article we consider and compare discretionary trusts and international pensions. The conclusion reached is that international pensions provide many of the sought-after features associated with trusts but without the drawbacks.

The future for Discretionary Trusts is becoming increasingly uncertain. World-wide, Governments are imposing high rates of tax and International reporting requirements on Trust structures.

Download full article (PDF)

OPES Case Study 1

Wealth Protection through International Retirement Provision

For Use by Financial Advisers Only

The following case study is based on a scenario which is typical to South African residents and gives a detailed insight into how OPES accommodates a varied set of requirements and mitigates a range of risks unique to South Africa.

Download full article (PDF)

OPES Case Study 2

Protecting and Consolidating Existing Offshore Assets

For Use by Financial Advisers Only

The following case study is based on a scenario which is typical to South African residents and gives a detailed insight into how OPES accommodates a varied set of requirements and mitigates a range of risks unique to South Africa.

Download full atricle (PDF)

OPES Case Study 4

Trusts and the Rise of Retirement Plans 

For Use by Financial Advisers Only

The following case study is based on a scenario which is typical to South African residents and gives a detailed insight into how OPES accommodates a varied set of requirements and mitigates a range of risks unique to South Africa. 

Download full article (PDF)

Protecting & Preserving Wealth – A Solution for South African Residents

Issues facing South African residents and their ability to protect their wealth and their family’s financial futures from the many risks unique to South Africa are numerous. The use of international structures have therefore become paramount in creating safe havens for South African resident’s wealth.

Download full article (PDF)

 

Why Guernsey?

The key facts behind your leading International Finance Centre.

Guernsey has been an International Finance Centre for over 50 years and there are four pillars to its finance industry:

Download full article (PDF)