Bulletin | October 14, 2021

Preserving Inter-Generational Wealth Through Succession Planning

An overview of International Pension Plans (IPP’s) One of the most important aspects of financial planning is ensuring the passing on of wealth to a spouse, family and future generations on one’s demise. However, this is one area of financial planning that can become very complex when the deceased person’s assets or accounts are in different countries, and this is
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Bulletin | September 7, 2023

Do Annuities Have a Place in Financial Planning?

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Bulletin | July 13, 2023

Why Has the Trust Property Control Act Changed in South Africa?

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Bulletin | September 9, 2022

Separating Fact from Fiction – Considerations Regarding Binding Class Ruling 080

One of the biggest challenges of modern times is sensationalism, when facts aremisrepresented to create attention-grabbing headlines or to promote self-interest. When such a situation occurs, it is vitally important to look beyond the headlines and tryto separate fact from fiction in order to see through the misconceptions that may havebeen created. Failing to set the record straight leaves people
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Bulletin | March 25, 2022

International Pension Schemes

When Can Your Client Take Benefit and What Are Their Options? An important part of planning for your client’s retirement is knowing when they can start to receive funds from their Plan to have the lifestyle they want during their golden years. You can construct highly personalised retirement arrangements; however, this is all dependent on the nature of your client’s
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Bulletin | February 24, 2022

Non-Habitual Residency in Portugal

Fad or the Future? Portugal, a country with a wonderful climate and warm-hearted people, has become the hottest destination1 for immigration in Europe since introducing its Non-Habitual Residency Regime (NHR). NHR is a strategic part of Portugal’s socio-economic policy developed to address the significant demographic and structural challenges of an ageing and declining population. The purpose of NHR is to
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Bulletin | January 27, 2022

What is the Difference between SOW and SOF?

Discover what these widely used acronyms mean for you There has been a steady increase in criminal activity in respect of cybercrime and money laundering which has resulted in financial institutions being required to put in place more stringent measures to assist in combating crime. This means that we must pay specific attention to understand and know clients better in
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Bulletin | September 7, 2021

Reporting Requirements for Modelo 720: OPES and COPIA

It is important to understand the obligations as a Spanish resident to report under Modelo 720. This Q&A considers such obligations in respect of Foreign Pensions offered by Overseas Trust and Pension (OTAP) including OPES (Spain) and COPIA. What is the Modelo 720? It is a report that is submitted online by a person who becomes resident in Spain within
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News | May 20, 2021

Taxation around Foreign Pensions – Judge Dennis Davis

On the 15th of May 2021, News24 issued a press release focusing on Honourable Judge Dennis Davis’s (JDD) speech at the Glacier International Webinar, where he spoke about taxation around foreign pensions. In case you missed it, we have provided a summary below. In short, JDD confirmed that the Davis Tax Committee (DTC) has made no recommendations in respect of
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Bulletin | April 15, 2021

Lifting of the Prohibition on Loops – Opportunity or Not?

On the 4th of January 2021, not only were South African residents already planning the normal “New Year New Me” resolutions, but the South African Reserve Bank (SARB) wasted no time by following up on their statements in the 2020 Medium Term Budget speech, pertaining to the abolition on the prohibition of ‘Loop Structures’. SARB Exchange Control Circular No. 1/2021
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