In a recent webinar with the Financial Planning Institute of Southern Africa, Rex Cowley, the Director and Co-Founder of Overseas Trust and Pension, shared valuable insights on the transformative impact of behavioural theory on financial planning and considered some emerging trends in South Africa. He highlighted the combined influence of clients’ socioeconomic backgrounds and personal worldviews on their financial decisions,

The trend of South Africans seeking new opportunities abroad has been on the rise, with many relocating to countries like Portugal, New Zealand, the US, the UK and Australia. This growing phenomenon highlights both challenges and opportunities for Financial Planners to adapt their strategies to the evolving landscape of international mobility. Recent statistics reveal the scale of this migration: approximately

South Africans looking to diversify their assets or hedge against currency volatility by investing offshore need to be cognisant of the complexity they may inadvertently be creating for themselves and their families when holding assets cross-border. Whether they are looking to access hard currency in the form of dollars, euros or pounds, buy property or take advantage of investment opportunities

Exploring the socioeconomic dynamics that are changing how South Africans are organising their wealth, employment and families. Research corroborated via multiple domestic and international authoritative sources – including SARS, the SARB, DTIC, IEASA, SAICA, the OECD, World Bank, New World Emigration, Henley & Partners, and HSBC – reveals how wealthier South Africans are globalising their affairs, which far exceeds simply

As South Africa commemorates Youth Month, many parents look beyond domestic borders to ensure brighter futures for their children. Several are turning to international education, travel, and second homes to preserve and expand their wealth while enhancing opportunities. To shed light on this evolving trend and offer insights into strategic financial planning, Rex Cowley, Director and Co-founder of Overseas Trust

One of the biggest challenges of modern times is sensationalism, when facts aremisrepresented to create attention-grabbing headlines or to promote self-interest. When such a situation occurs, it is vitally important to look beyond the headlines and tryto separate fact from fiction in order to see through the misconceptions that may havebeen created. Failing to set the record straight leaves people

When Can Your Client Take Benefit and What Are Their Options? An important part of planning for your client’s retirement is knowing when they can start to receive funds from their Plan to have the lifestyle they want during their golden years. You can construct highly personalised retirement arrangements; however, this is all dependent on the nature of your client’s

Fad or the Future? Portugal, a country with a wonderful climate and warm-hearted people, has become the hottest destination1 for immigration in Europe since introducing its Non-Habitual Residency Regime (NHR). NHR is a strategic part of Portugal’s socio-economic policy developed to address the significant demographic and structural challenges of an ageing and declining population. The purpose of NHR is to